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New Delhi: In two financial coverage conferences in February and April 2025, the Reserve Bank of India reduce the repo charge via a complete of 50 foundation issues. As a outcome, rates of interest on fastened deposits were greatly diminished via some primary banks. However, some small finance banks proceed to provide senior electorate aggressive FD charges of as much as 9.10 %
Here’s a take a look at the 10 small finance banks which are providing top FD charges to senior electorate.
1. Unity Small Finance Bank
The financial institution gives rates of interest starting from 4.50 % to 9.10 % on FDs for 7 days to 5 years tenure for senior electorate. The very best charge of 9.10 % is supplied to senior electorate on 1001 days tenure. The deposit rate of interest stands revised from March 11, 2025.
2. North East Small Finance Bank
The financial institution gives rates of interest starting from 4 % to 9 % on FDs of 7 days to 120 months for senior electorate. The very best charge of the financial institution is 9 % for senior electorate. This charge is for quantities as much as Rs 3 crores.
3. Suryoday Small Finance Bank
The financial institution gives rates of interest starting from 4.40 % to 8.80 % on FDs starting from 7 days to 10 years. The very best charge of the financial institution is 8.80 % for senior electorate on above 30 to 36 months. The charges are efficient from June 1, 2025.
4. Shivalik Small Finance Bank
The financial institution gives rates of interest starting from 4 % to 8.80 % on FDs starting from 7 days to 120 months. The very best charge of the financial institution is 8.80 % for senior electorate on 18 months to 24 months tenure. This charge is for quantities lower than Rs 3 crores. The charges are efficient from May 16, 2025.
5. Utkarsh Small Finance Bank
The financial institution gives rates of interest starting from 4.50 % to 8.75 % on FDs starting from 7 days to 10 years. The very best charge of the financial institution is 8.75 % for senior electorate for 2 years and as much as 3 years tenure. This charge is for deposits lower than Rs 3 crores. The charges are efficient from May 5, 2025.
6. Jana Small Finance Bank
The most rate of interest of Jana Bank is 8.75 % which is being given on 365 days to 3 years tenure.
7. DCB Bank
The financial institution gives hobby starting from 4.25 % to 8.25 % on FDs starting from 7 days to 120 months. The very best charge of the financial institution is 8.25 % for senior electorate for 15 months tenure. The rates of interest are efficient from May 7, 2025.
8. SBM Bank
The financial institution gives a most hobby of 8.10 % on 18 months to 2 years tenure. Senior electorate get 0.50% further hobby in this. The rates of interest are efficient from June 12, 2025.
9. Ujjivan Small Finance Bank
The financial institution gives a most rate of interest of 8.05 %. Senior electorate get 0.50 % further hobby. The charge is for quantities lower than Rs 3 crores. The rates of interest are efficient from April 24, 2025.
10. Equitas Small Finance Bank
The financial institution gives a most rate of interest of 8.03 % on 888 days tenure. Senior electorate get further hobby starting from 0.50% to 0.60%. The rates of interest are efficient from June 7, 2025.
