SBI’s Operating Profit Crosses Rs 1.10 Lakh Crore In FY25, NII Up 4.43%

New Delhi: The State Bank of India (SBI) on Saturday reported 17.89 in keeping with cent building up in running benefit final fiscal (FY25) that crossed Rs 1.10 lakh crore, whilst running benefit for This autumn grew by way of 8.83 in keeping with cent (year-on-year) to Rs 31,286 crore. According to the rustic’s biggest financial institution by way of belongings, internet benefit for FY25 stood at Rs 70,901 crore, witnessing a enlargement of 16.08 in keeping with cent (year-on-year), as in keeping with its inventory alternate submitting.

Profit after tax (PAT) grew to Rs 20,698 crore in This autumn, from Rs 16,891 crore within the earlier quarter (Q3). The internet passion source of revenue (NII) for FY25 larger by way of 4.43 in keeping with cent. For the quarter, internet passion source of revenue, or core source of revenue, went up 2.7 in keeping with cent and stood at Rs 42,775 crore.

The SBI board has declared a dividend of Rs 15.9 in keeping with percentage. According to its submitting, the gross NPA ratio at 1.82 in keeping with cent advanced by way of 42 bps, whilst internet NPA ratio at 0.47 in keeping with cent advanced by way of 10 bps (on-year). “Whole Bank Deposits grew by 9.48 per cent YoY. CASA Deposit grew by 6.34 per cent YoY. CASA ratio stands at 39.97 per cent (as on 31st March 2025),” stated the financial institution.

SME advances crossed Rs 5 lakh crore, a enlargement of 16.86 in keeping with cent, adopted by way of Agri advances which grew by way of 14.29 in keeping with cent and retail non-public advances and company advances registered annual enlargement of 11.40 in keeping with cent and 9.00 in keeping with cent, respectively.

According to SBI effects, slippage ratio for FY25 advanced by way of 7 bps and stood at 0.55 in keeping with cent. Slippage Ratio for This autumn advanced by way of 1 bp YoY and stood at 0.42 in keeping with cent. The financial institution famous that 64 in keeping with cent of saving accounts had been bought digitally thru YONO, whilst percentage of trade channels in overall transactions larger from 97.8 in keeping with cent in FY24 to 98.2 in keeping with cent in FY25. Bank’s ROA and ROE for FY25 stood at 1.10 in keeping with cent and 19.87 in keeping with cent, respectively.