Mutual Fund Industry Ends FY25 With Record Rs 65.74 Lakh Crore AUM, Up 23%

New Delhi: The mutual fund (MF) business ended fiscal 2025 on a top word, with belongings below control (AUM) hitting a file Rs 65.74 lakh crore in March 2025, as in line with the Association of Mutual Funds in India’s (AMFI) annual record launched on Monday. 

This marked a powerful 23.11 in line with cent upward push in comparison to Rs 53.40 lakh crore in March 2024. This enlargement got here in spite of a unstable inventory marketplace, appearing that buyers stayed dedicated to their monetary targets. Venkat N Chalasani, CEO of AMFI, mentioned the outlook stays certain, with extra buyers getting into the marketplace and macroeconomic stipulations staying supportive.

The building up in AUM used to be supported by means of mark-to-market (MTM) good points and stable inflows right through the yr. During the fiscal yr, home mutual budget noticed overall inflows of Rs 8.15 lakh crore, the record mentioned. Most of this got here into equity-oriented schemes, which attracted Rs 4.17 lakh crore — indicating persevered investor choice for long-term enlargement.

Debt schemes additionally made a powerful comeback, seeing inflows of Rs 1.38 lakh crore after going through outflows for the previous 3 years. AMFI mentioned low rates of interest and expectancies of long run charge cuts helped spice up pastime in debt budget.

Another spotlight used to be the surge in retail participation. The overall selection of mutual fund folios jumped by means of 32 in line with cent to a file 23.45 crore in FY25, up from 17.78 crore in FY24. Equity-oriented schemes accounted for almost all of those, with their folios emerging by means of over 33 in line with cent to 16.38 crore.

Hybrid schemes additionally noticed wholesome enlargement, whilst index budget and ETFs grew the quickest, with a 48 in line with cent upward push in folios. Systematic Investment Plans (SIPs) performed a large function on this enlargement tale. SIP contributions rose sharply by means of 45.24 in line with cent to Rs 2.89 lakh crore in FY25.

This now not best mirrored emerging investor self belief but additionally boosted the proportion of SIP belongings to Rs 13.35 lakh crore — just about 20 in line with cent of the overall mutual fund business’s AUM. The selection of SIP accounts and contributions each rose considerably throughout the yr. AMFI famous a rising pattern of long-term making an investment.

A better share of SIP belongings had been held for greater than 5 years, indicating that buyers are increasingly more embracing disciplined wealth advent. The record additionally highlighted that more youthful buyers most popular a extra competitive funding way, whilst older buyers fascinated by possibility control and diversification. Despite India’s mutual fund penetration nonetheless being low in comparison to advanced international locations, the business’s efficiency in FY25 presentations emerging consciousness and accept as true with amongst buyers.