Central Govt Employees Under NPS: Is UPS Different From NPS? Check Eligibility, Last Date To Apply for UPS, And What Happens If You Miss Out

Unified Pension Scheme Last Date To Apply: Good News For Central Government Employees! The govt introduced the Unified Pension Scheme (UPS) on April 1, 2025, for its staff. The Unified Pension Scheme (UPS) provides a hard and fast pension after retirement, topic to express prerequisites. In distinction, the National Pension System (NPS) does no longer ensure a collection quantity, because the pension relies on the financial savings gathered and the annuity bought at retirement. 

Is UPS Different From NPS? 

Under the UPS, the central govt staff who’ve finished no less than 25 years of carrier will obtain a hard and fast per month pension equivalent to 50% in their moderate elementary pay all the way through the closing 12 months earlier than retirement. Unlike the NPS, the place the pension quantity relies on the gathered corpus and the annuity bought, the united statesprovides larger simple task and fiscal safety for retiring govt staff. 

Switch From NPS To UPS Deadline Date 

The current central govt staff who need to transfer from the NPS to the brand new UPS will have to achieve this inside 3 months of its release—via June 30, 2025. 

What Happens If You Miss the Deadline To Opt For UPS?  

If a central govt worker does no longer go for the united statesby June 30, 2025, or any prolonged cut-off date, they’ll stay below the National Pension System (NPS) and will likely be deemed to have selected to stick with it. 

Unified Pension Scheme Eligibility 

To go for UPS, eligible central govt staff wish to publish both Form A1 or Form A2, to be had at the Protean CRA website online. These paperwork will have to be crammed and submitted as a part of the applying procedure.